#5 - Buying A House As A First Time Buyer With @savvywallet

Ato from @savvywallet and I discuss getting on the property ladder as a first time buyer

We talked about the two key elements - the mortgage and the deposit.

For both the mortgage and the deposit the best thing you can do is to increase your income. This means you can get a larger mortgage and also save quicker for the deposit. Throughout the podcast we also share other tips such as budgeting and buying your first house with someone else.

We also go through the Help To Buy ISA and Lifetime ISA and talk about which government scheme is better.

As well as ending on talking about gifted deposits, which can be another useful tool to help you get on the property ladder.