Find Your Cheapest
Stocks & Shares ISA
β οΈ This is not financial advice
What you already have invested. Enter 0 if starting fresh.
How much you plan to invest each month.
This impacts trading fees and platform fee caps on some platforms.
Your Results
β οΈ Not financial advice. Fee calculations are estimates based on publicly available information as of April 2026. Actual costs may vary. Always check the platform's current fee schedule before investing. If you notice any issues with this tool, please let me know.
Show:
| Platform | Sign Up Link * | Sign Up Bonus * | Platform Fee | Mutual Fund Trading Fee | ETF Trading Fee | Regular Investing Fee | FX Fee 3 | FCA Regulated | Trustpilot Score | Other Accounts Offered | Investments Offered | Fractional Shares | Auto-invest | 'Pie' Feature | Flexible ISA | Interface & User Experience 4 | Customer Service 5 |
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* Sign-up links & bonuses
Affiliate links: I may earn a small commission at no extra cost to you
Trading 212 - Free fractional shares worth up to Β£100 when you deposit via referral link or use promo code 'MMS' in the app. Capital at risk. T&Cs apply.
Lightyear - Free fractional share or ETF of your choice worth Β£10βΒ£100 in a GIA account using code 'MMS'. Capital at risk. T&Cs apply.
IG - Get up to Β£300 in free bonus shares when you open a new IG account (ISA, SIPP or GIA) using code 'MMS', invest at least Β£300 and stay invested for 3 months. Capital at risk. T&Cs apply.
XTB - Sign up with code 'MMS' and make a deposit within 7 days. Capital at risk. T&Cs apply.
InvestEngine - Sign up, deposit at least Β£100 and stay invested for at least 12 months to get a welcome bonus of up to Β£200. Capital at risk. T&Cs apply.
1 Vanguard - sits somewhere between Low-cost DIY and Full feature DIY; listed under Full feature DIY for comparison purposes.
2 Freetrade plans - data shown is for the free Basic plan. Standard plan: Β£4.99/mo (lower FX fee of 0.59%, higher interest on cash). Plus plan: Β£9.99/mo (FX fee 0.39%, highest cash interest rate).
3 FX Fee - incurred when investing in overseas stocks or non-GBP denominated funds.
4 Interface and user experience - subjective rating based on personal experience.
5 Customer Service - Online = app/email only. Offline = you can phone up and speak to a human directly.
Region:
Type:
| Ticker | Fund Provider | Index | Fund Type | Ongoing Fee | Dividend Policy | Note | Trading 212 | Lightyear | InvestEngine | Freetrade | XTB | IG |
|---|
1 An Income (distributing) version of this fund is also available, which pays dividends out to you rather than reinvesting them.
About this table:
For each index, this table includes the most popular global funds, plus - where available - the lowest fee option, the largest by assets under management, and the Vanguard version.
Only funds with an ongoing fee of 0.30% or below are included.
All funds listed are denominated in GBP.
Where available, the Accumulation version of a fund is listed.
All funds use physical replication (full or sampling) - they hold the underlying stocks directly.
